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Privacy Policy
This site exercises best efforts at all times to preserve
and otherwise respect each visitor’s privacy. The exact
security measures for implementing this policy are stated
below. Notwithstanding the foregoing, you, the visitor, hereby
acknowledge by continuing to visit this site that there is
a risk your privacy may be compromised by computer and/or
human error. You acknowledge, further, that if your privacy
is so compromised you will not, in any event, be entitled
to any damages or other relief from the owner/operator of
this site.
The owner/operator of this site is not and cannot be found
liable to any visitor for any reason, even if the visitor
sustains actual damages. By continuing to use this site, you,
the user, agree that said complete release is enforceable
in all respects.
Information We Collect and How It's Used
To process your quote request, we require your name, phone
number, email address, mortgage balance (if any) and estimated
financial information such as debts, salary, credit, etc .
This information is used by the lenders in our network to
provide accurate loan quotes and to contact you with rates
and terms. We DO NOT REQUIRE your social security number.
The 1 Second Mortgages website was designed by an independent firm designed to gather consumer requests for loan information or pre-approvals and transfer them in a timely manner to licensed mortgage professionals who purchase this information for their business. These mortgage professionals contact the consumer directly regarding their specific needs. We guarantee that all information submitted through this web site is strictly confidential.
Further, we guarantee that all information submitted through 1 Second Mortgage.com is transferred to no more than four licensed professionals who are either: a specialist for the selected loan type, or local to the consumer. Not all lenders will offer a program that is right for you.
We will not resell any information provided through this
web site to other commercial or marketing organizations for
any reasons whatsoever. We will honor all requests immediately
to remove any consumer from any marketing campaign that we
operate, if any. Further, if there are any questions as to
any part of our privacy/disclosure policy, please e-mail us
directly at info@1secondmortgage.com for more information.
We use your IP address to help diagnose problems with our
server, and to administer our Web site only.
This site contains links to other sites. Second Mortgages
to 125% is not responsible for the privacy practices or the
content of those Web sites.
Our site uses an order form for customers to request information,
products, and services. We collect visitor's contact information
(like their email address). Contact information from the order
form is never used to send promotional material from any of
our partners or reputable third parties that may be of interest
to our customers. The customer's contact information is also
used to get in touch with the visitor when necessary. Users
may opt-out of receiving future mailings; see the choice/opt-out
section below.
Security
Some of our sites offer security measures in place to protect
the loss, misuse and alteration of the information under our
control. We offer all personal data transmission through HTTPS,
a secure Internet communications protocol. Our security certificate
is issued by Thawte USA. For more information visit http://thawte.com/corporate/cps/cps.html.
If you do not see a Valid Thawte USA certificate on this site,
we cannot be not liable for any data comprised upon submission.
Choice/Opt-Out
Our site provides users the opportunity to opt-out of receiving
communications from us and our partners at the point where
we request information about thevisitor. This site gives users
the following options for removing their information from
our database to not receive future communications. visit https://www.1secondmortgage.com/html/contact.html
Correct/Update
This site gives users the following options for changing
and modifying information previously provided. visit https://www.1secondmortgage.com/html/contact.html
Resolution of Disputes
Resolution of Disputes. If any dispute regarding any matter
whatsoever arises between a visitor and the owner/operator
of this site, that dispute must be resolved by arbitration
as herein provided. First, the person making a claim must
provide written notice of that claim to the other party within
thirty (30) days after the claiming party learns that he/she/it
may have a claim. Failure to provide said thirty (30) day
notice shall result in the complete release and extinguishment
of the alleged claim. If said thirty (30) day notice is timely
provided then the claiming party must notify the American
Arbitration Association in San Diego, California and otherwise
file the claim with the American Arbitration Association within
thirty (30) days after the date of the thirty (30) day complaint
letter. Said arbitration must then be resolved formally within
thirty (30) days after submittal of the claim to the American
Arbitration Association. Whatever fees must be paid to the
American Arbitration Association shall be the complete responsibility
of the claiming party. By continuing to use this site, you,
as a visitor, agree that the foregoing dispute resolution
process is fair and reasonable in all respects.
Contacting the Web Site
If you have any questions about this Privacy statement, the
practices of this site, or your dealings with this Web site,
you can contact Customer Service at info@1secondmortgage.com
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